Planning for a Successful Retirement

“How do you see yourself in retirement?” is a question similar to “What do you want to be when you...
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Participant and Sponsor Challenges

Believe it or not, one of the biggest hurdles that employers have is encouraging employees to save by participating in...
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A Primer on IRAs

Individual Retirement Accounts (IRAs) were originally known as Individual Retirement Arrangements. The concept was launched in 1974 with the passage...
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Pension Plans —Types and Characteristics

In these times, when we are living longer, healthcare costs are rising, and the future of Social Security is uncertain,...
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History of Pensions

Ahh…retirement. On a personal level, we save for it, plan for it, and dream about it. But did you ever...
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Social Security Revisited: A Plan to Fix It

This essay is a follow-up to Social Security by the Numbers. “How much did I pay into it?” and “What can...
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Problems With Investing for Income

In “Estate Planning for Generations,” we began a discussion on the effective integration of good investing and good estate planning....
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The Fundamentals of Life Insurance

As professional investors our perspective and conclusions differ from the conventional wisdom in several areas. One important area of difference...
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Estate Planning for Generations

We wrote an essay titled, “Fund Your IRA Every Year, or How to Retire Wealthy by Driving Used Cars.” We...
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Fund Your IRA or How to Retire Wealthy by Driving Used Cars

Recently, I commented to a friend that most investors buy stocks the way teenagers buy clothes. He responded, “How should...
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