Participant and Sponsor Challenges

Believe it or not, one of the biggest hurdles that employers have is encouraging employees to save by participating in...
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A Primer on IRAs

Individual Retirement Accounts (IRAs) were originally known as Individual Retirement Arrangements. The concept was launched in 1974 with the passage...
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Pension Plans —Types and Characteristics

In these times, when we are living longer, healthcare costs are rising, and the future of Social Security is uncertain,...
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History of Pensions

Ahh…retirement. On a personal level, we save for it, plan for it, and dream about it. But did you ever...
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Muhlenkamp Memorandum Issue #109

How will you know when you are ready to retire? "The 'FRIDAY FOCUS' on Retirement" discusses some ideas for how to plan for a successful retirement. If you are seventy and one half years of age or older you may want to read the essay "Required Minimum Distributions", included in this edition of the Memorandum.
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Muhlenkamp Memorandum Issue #107

Essays include "Ask Muhlenkamp", "Learning the Difference between Price and Value: Take Your Child to an Auction", and "The 'FRIDAY FOCUS' on Retirement—A Primer on IRAs."
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Muhlenkamp Memorandum Issue #106

Included in this issue are "Conversations with Clients", "When We Change the Rules A Little…, Creative Sources of Yield", and "The 'FRIDAY FOCUS' on Retirement—Pension Plans—Types and Characteristics."
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Social Security Revisited: A Plan to Fix It

This essay is a follow-up to Social Security by the Numbers. “How much did I pay into it?” and “What can...
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Fund Your IRA or How to Retire Wealthy by Driving Used Cars

Recently, I commented to a friend that most investors buy stocks the way teenagers buy clothes. He responded, “How should...
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Social Security by the Numbers

As with all government programs, the numbers are much more understandable when viewed on a per-person or per-family basis.  The...
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